Personal Finance Information

Honor Those Who Serve with Checking Account Supplies


Our global society has had a wake up call in the last five years regarding our safety. But there are those in our communities that fight to keep us safe from day to day.

Risky Business: You May Not be as Daring as You Think


I thought I was through with exams when I finished college. Then my financial adviser (a.

Portfolio Planning can Lead to Irreconcilable Differences


The judge had to ask the question, and we had to answer it in order to get our divorce finalized. It was all supposed to be pro-forma.

Personal Checks - Extreme Benefits


Millions of people have a checking account and many people have two of three. They have the choice of choosing a variety of check designs to compliment the checking account.

10 Tips to Make Sure Your Financial Budget Will Succeed


You've analyzed your past expenses, put them into spreadsheets, loaded Quicken with all of your data and come up with a budget. Now what? The tough part! You actually have to stick to your budget and put your plans into action.

A Quck Lesson in Saving Money


Did you have a piggy bank when you were a child? I did. Mine sat empty for a long time until my mother convinced me that I should really start putting my pennies and nickels into it in order to save my money for when I was older and wanted to buy something.

Car Donations and Used Car Donations


Car donations and used car donations are the way many people choose to recycle their older model cars without having the headache of repairing, advertising, showing, and hopefully then selling them. Being able to get rid of an older car and at the same time gaining the benefits of charitable giving and a tax deduction are all part of the allure of used car donations.

Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud


ID theft is a major consumer concern, though there is apparently much confusion about proactive protection initiatives and apparently safe and unsafe spending behaviour. For example, many consumers remain reluctant about shopping online, but they may still give out personal details over the phone in a cold call, or they may have redundant or dormant accounts and financial products which are susceptible to fraud.

Adverse Debt Levels Blight UK Consumers Personal Finances


Debt levels are at an all time high in the UK. The younger generation tend to be feeling the pinch the most, but parents are increasingly being required to bail them out, often at great expense to their own limited mortgage or retirement savings.

Family Money Management: The Importance of Agreement


Are you having problems with debt? Are you afraid to answer the phone because it may be an angry creditor calling? Do you have problems getting from one paycheck to the next? The simple answer is that you need to budget. But for that budget to work, both you and your spouse need to be in total agreement.

Bankruptcy Laws Get Tougher - More Expensive


If you've been thinking about filing for bankruptcy, your best bet might be to file now.A new bankruptcy law takes effect in November that will make it harder and more expensive for most families to file for bankruptcy and discharge their debts.

10 Quick And Cheap Ways To Cut Your Heating Bill


When you received an energy (heating) bill last winter, were you afraid to open it? Granted that we have a home with a lot of really big windows, but we saw energy bills last winter in the hundreds of dollars. Your bill probably wasn't that bad but I'm guessing that it was a lot higher than you would have liked.

Budgeting Made Easy


Well, dang! From what I've heard and read, it looks like we've reached an all-time world-class new record in the amount of personal debt on the books. Now it's probably not quite as bad as we've been led to believe, however many of us have managed to tromp further than we should have into the financial swamp.

What is ChexSystems?


Commonly referred to as the first of the three major "Check Systems" in the U.S.

How To Protect Yourself Against Identity Theft


Identity theft is a serious crime that continues to grow. If you become a victim of identity theft, you may spend months, or years, trying to repair the damage.

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